Many people in today’s society deal with debt on a daily basis. Loan sharks have been circling for years, feeding on the interest repayments of people that can’t afford to pay back what they borrowed. People borrow to pay off debt and find it extremely difficult to break this chain once they have been tempted into accepting a large loan amount. One of the main issues with our culture of debt is that loan companies encourage people to borrow what they can’t afford to repay by offering loan rollov...

Using jewellery to secure credit: what you need to know

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In these austere times, many people will wish they could access more finance in order to make their lives easier. Whether they dream of using it to launch a new business or simply to purchase items for the home, a sudden cash injection would undoubtedly be welcomed by many of our readers. Unfortunately, this period of squeezed wage packets also coincides with banks being less willing than ever to lend funds. You may therefore have found yourself in something of a catch-22 situation - with...