Practices to Prevent Credit Card and Identity Fraud

In today’s high-tech world, the use of credit cards for purchases has never been easier. Through the Internet or over the phone, you can buy electronic devices, book a flight to an exotic location or send money to relatives. In fact, monthly online sales in the UK hit a record high of £10bn in December 2013. Shoppers are favouring online shopping to visiting shops. In central London, the number of retail shoppers has dropped 4.1% between 2012 and 2013. Unfortunately, many enterprising con art...
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Five Ways to Stay Connected with International Clients

International clients are the only way to really expand. You need to be able to get offshore and spread out to get as much of the market share as possible. You need to keep international clients happy. Here are some basic steps to achieving that around the world business happiness that is so good for profit margins. The bottom line is keep things simple, go out of your way if you have to and remain informed. Memorise the Time Differences This is thing one and it needs to be thought of at a...
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Three Things Any Recruitment Agency Start-Up Should Have

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There are a growing number of business people starting their own recruitment agencies. It is a growing industry, and people will, after all, always need work. Like any new business, it is a difficult task to start a new agency from scratch, but many feel that the enjoyment of finding people that perfect job is rewarding enough for the hard graft. It is relatively easy to set up a recruitment agency from scratch, as technically all you really need is a laptop, somewhere to work, and some contacts...
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How to Add Some Extra Oomph to Your Shipping

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Logistics is one of those areas of business that many owners seem to overlook. They fail to realize that the box is one of the last items they see before they remove the product. The box is just as important because it’s part of the customer experience. When you ship out products in a plain old boring box, you’re not only missing out on a great branding opportunity but failing to build excitement for the recipient. The following are a few ways to adding a little extra “oomph” to your small...
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Tax liabilities for contractors

Once you enter the world of contracting there is an increased level of responsibility regarding your taxes and finances. There are various ways to handle your taxes - you can choose to do them yourself, you can employ an accountant or you can work through a contractor umbrella company. Whichever method you choose it is very important that your taxes are paid according to HMRC legislation. Pay them on time Declaring your taxes can be a complicated process, especially if you are used ...
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Be the smartest landlord on the street: A guide to proofing your property

Have you just bought a house that you’re looking to rent out to a tenant? Congratulations! What now? The next step is to think about how you could furnish and fit your new place. There are two possibilities: number one, you could cut corners and select cheaper options, but this would increase the likelihood of damage over only a small period of time. Many landlords make this mistake and every one of them regrets it, trust us. However, the second option: investing in the property and ensuring tha...
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Top 5 Reasons You’d Move House

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There are numerous reasons why homeowners decide to sell up and move on elsewhere. Some studies suggest that the average Brit will relocate around 8 times during their life, a stat which shows the desire or necessity many of us have to change property. Although everyone’s circumstances will be different, here are 5 of the top reasons why people will generally decide to move house. 1.     Outgrown the Property Perhaps the main reason for moving house is the simple fact that you need to. You...
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Interest Rates

When you are considering taking out a loan or a mortgage something that you should also consider are the interest rates.  Interest rates can vary for a number of reasons and it is usually a combination of the amount of money borrowed, the amount of time set for repayment, and also how reliable or safe the borrower is.  Another way to understand what interest rates are is that they are represented as a percentage of the principal amount borrowed and are set by the lender.  They are also often cal...
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Debt: The importance of getting the right advice

Think of the sum of £6,000. It's a large amount of money, even in this day and age - a figure you might associate with being able to buy some of the more expensive and exciting things in life such as several holidays or maybe even a car. But for UK households, it has a rather less enticing meaning, as it is the average amount of debt that households in this part of the world are in, recent figures suggest. More specifically, in June this year household debt was at a level of £5,986 on ...
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Great Ways to Save Your Business Money

Great Ways to Save Your Business Money
Every business- big and small- looks to save money without cutting corners in their business. Every business is constantly interested in business savings. Whether the savings come with free business banking or in the form of government incentives for businesses, every bit of savings counts. Here are a few ways you can save big bucks for your business: Finance for Your Business: Budgets are a great way to get an overall view of your business expenses. Determine how much money you need to...
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